Driven by technology

Poland operations were started in October 2016, entering the market with a digital-first approach to short-term lending. Over time, the product range has evolved to include 30-day and 61-day consumer loans of up to €2,340, as well as installment and business loans for the self-employed. To deliver a fast and seamless experience, Wandoo has developed a fully automated lending platform powered by advanced scoring and decisioning tools. This allows applications to be approved in real time, ensuring instant access to funds while maintaining strong risk management. For Polish clients, the result is a transparent, reliable, and technology-driven credit service that keeps pace with modern digital lifestyles.

The Romanian office was opened in late 2022 and quickly hit the ground running. Romania has become the Group's fastest-growing market, reflecting both the country’s appetite for modern financial services and Wandoo’s ability to scale rapidly. Here, Wandoo Finance offers a flexible credit line of up to €2,000, a product that stands out for its pay-as-you-use structure - interest is charged only on the amount drawn. This model gives Romanian clients greater control and predictability over their commitments, making it a practical and transparent tool for managing day-to-day financial needs.

We launched operations in Lithuania in March 2026, expanding the product range with installment loans. The product offers financing from €50 to €5,000, with repayment terms from three to 60 months, giving clients more flexibility to manage larger expenses through predictable monthly payments. Built around a simple digital journey, the Lithuanian offering combines fast onboarding, clear repayment structure, and data-driven decisioning to provide a modern lending experience in one of the Group’s newest markets.